HS, Rusminah, Hilmiati Hilmiati, and M. Ilhamudin. “Analisis Perceived Risk Dan Trust Terhadap Keputusan Penggunaan Quick Response Indonesia Standar (QRIS)”. JURNAL SOSIAL EKONOMI DAN HUMANIORA 10, no. 4 (December 30, 2024): 717–724. Accessed January 18, 2025. https://jseh.unram.ac.id/index.php/jseh/article/view/716.